"Your payment for the month of April is 7 days late. We're sure it's just an oversight on your part. Please send payment as soon as possible. Sincerely Yours, Jane Doe, Account Manager."
2002.
"Your account is 5 days past due. If we do not receive payment within 3 days, you will receive a black mark on your credit record. Sincerely Yours, Jane Doe, Account Manager."
2003.
"YOU ARE 2 DAYS LATE! IF YOU DO NOT PAY UP WE WILL RAPE YOUR WIFE, EAT YOUR CHILDREN, AND BURN DOWN YOUR HOUSE! Sincerely Yours, Jane Doe, Account Manager."