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evil_d
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People who like this sort of thing will find this the sort of thing they like.

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How the credit system works

by evil_d
10-09-08


	Hello, I'd like to take out a loan to buy a house.


	Certainly! Now, to begin with, I'll need to know how much money you owe currently, and who your creditors are.


	Actually, I don't owe any money. I've never needed a credit card, and I've already paid off my student loans and my car.


	Oh, my... so you're not making any payments at all right now? Then I'm afraid I have no way to verify your creditworthiness.


	*So, basically, you're saying you won't give me a loan because I'm too responsible* with my money?**


	We take a dim view of anyone who manages to wean themselves off of the banking teat.

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