OK Filing Clerk, we need you to fill all of these envelopes with benefits info. You'll need to put in paperwork for 401K, HMO, POS, Dental, LTD, STD, and AD and D.
AD and D?
Lo, Ottar realizes that in this market, he should not have invested so much into his 401K. We should go to the next town and ask people if they can help us.
True. I have heard there is a fierce dragon there. I had better sign up for Short Term Disability should I be injured in said battle.
AD and D means Advanced Death and Dismemberment so you can quit smiling.